Comments for Oklahoma City Auto Insurance Quote

Comment on GAP insurance not paying? by Margarita D

Margarita D — Wed, 28 Jul 2010 20:34:59 +0000

If you had not had GAP insurance and had not cancelled the extended warranty prior to the accident, you would have been able to cancel the warranty now and use that money to reduce the total you owe. By the same token if you had not cancelled it the GAP carrier would have had it cancelled so that the amount owed would be reduced. Or another way to look at this is that the GAP insurance is meant to assist you in covering the possibility of your being upside down in terms of financing of the "vehicle" not all the extras you decided to buy.

Sorry but the GAP insurer is correct and you need to pay the money. They are not tricking you or trying to avoid paying the claim–read the GAP insurance policy for additional information. You did have the advantage of using the vehicle payment free for 6 months now its time to pay the piper.
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Certified Insurance Counselor, Licensed Insurance Agent & Broker for over 29 years.

Comment on What can you recommend for cheap car insurance for a young driver? by tova Gifford

tova Gifford — Wed, 28 Jul 2010 19:50:59 +0000

If you want to find your best or cheapest auto insurance quotes just in few minutes, check out this site

http://Cheap-Auto-Insurances.info

Here you can get free quotes from different auto insurance companies in your area, its the best way to find an affordable auto insurance with a reliable company.
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Comment on GAP insurance not paying? by mbrcatz

mbrcatz — Wed, 28 Jul 2010 19:48:59 +0000

Gap doesn’t cover a whole bunch of things – including extended warranty or missed payments or late fees, etc. You can’t stop making your car payments, just because it was totalled.

This is very typcial of GAP coverage. It’s also very typical for third party gap policies to wait 4 – 6 months to pay out, after your car is totalled.

The way to avoid this, is by buying your gap coverage ON your auto policy – most (but not all) insurance companies will offer this coverage.
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Comment on What can you recommend for cheap car insurance for a young driver? by insuranceguytx

insuranceguytx — Wed, 28 Jul 2010 19:42:59 +0000

"Cheap insurance" and "young driver" do not go together.

Drive safely (no brainer)

Pay attention while driving to avoid ANY accidents.

Keep your grades up (if you are still in school)

Don’t speed or do anything that will result in a ticket.

Doing these things will keep your insurance rates low and after a while you will qualify for better rates.

Good Luck

**
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Comment on GAP insurance not paying? by Dan B

Dan B — Wed, 28 Jul 2010 19:41:59 +0000

You have just found out how insurance companies make their money. Find any excuse to deny payment for legitimate claims.

I don’t see how an extended warranty has any effect on your GAP insurance coverage or premiums. They are effectively saying that if you hadn’t purchased the extended warranty, their GAP insurance would not pay at all. The GAP insurance company is saying that THEY should have received the $1800, not you. That’s a bunch of Pelosi.

What the company is saying is that if you didn’t buy the extended warranty, your GAP coverage would have been $1800 less. However, I disagree with that. Your PREMIUMS would have bee a few dollars less. But what the company is doing is making you pay for coverage that they should be covering. They should only withhold the difference in the premiums for the remaining time on the loan.

I don’t know if you can take the GAP insurance representative to small claims for the $1800. I would check into that. Make them PROVE that they are right.
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Comment on 17…first car…jetta, bmw, or mazda eh? by qernst8

qernst8 — Sat, 24 Jul 2010 17:06:59 +0000

A Mazda would definitely be the most reliable out of the three. The Jetta is under warranty and all but from my own personal experience, Volkswagens aren’t particularly reliable and the dealership service is horrible. They are nice, fun, good-looking cars though. The BMW sounds very appealing, and if it’s been properly cared for it will be every bit as reliable as a Mazda. However, if it’s previous owner wasn’t fastidious on the maintenance, it could be a total lemon. Take a look at that Bimmer, have a BMW certified mechanic look at it, look at all of the service records and make sure NOTHING is out of place. If everything looks perfect, get the BMW and maintain it as you properly should. They include a service booklet so you know exactly when to get it serviced and what needs to be done so there aren’t any surprises. If you take good care of a BMW, it’ll last forever and it’ll be a lot more fun and satisfying than a Mazda or Volkswagen.
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Comment on 17…first car…jetta, bmw, or mazda eh? by Lucky_Toma

Lucky_Toma — Sat, 24 Jul 2010 16:44:59 +0000

I agree with turbocharged83, and JPA…but hey if you have the money get a bmw all the way you will attract girls like crazy I know cuz i was one of them.But I had a mustang as my first car…still good times tho ;P
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Comment on What is the Cheapest Car Insurance For Young Driver? by WelshLad

WelshLad — Sat, 24 Jul 2010 16:08:59 +0000

There is no such thing as cheap insurers. I change my insurer annually because they are not the cheapest at the time.
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Comment on 17…first car…jetta, bmw, or mazda eh? by JPA

JPA — Sat, 24 Jul 2010 16:02:59 +0000

Mazda is most reliable. BMW and Jetta, not so much. Jetta is the best deal, you will be much happier with a newish Jetta than an old crappy Bimmer. VW owns Audi, Lamborghini, Bentley, Buggati, and others, so they understand quality. It is a much better car than a BMW. The BMW is not under warrenty, and it will be a pain to fix when it breaks down, constantly.

As "cool" as a BMW is, it is actually not anything spectacular. Yes, it is a tier 1 vehicle, but compared to Audi and Mercedes, the average BMW driver makes less annually and has a lower education level.

You will be much much happier with a jetta rather an a dated, old, looking BMW.
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Comment on 17…first car…jetta, bmw, or mazda eh? by Jan™

Jan™ — Sat, 24 Jul 2010 15:28:59 +0000

The best would be the bmw but when it comes to reliability it has to be the jetta or mazda 5,6.
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