If the car is really yours and you are really the main driver then you and Mum are committing insurance fraud. This is called "Fronting" – see the bbc news link below for independent details of the world of hurt you are opening yourself up to. if you try to claim there is a good chance you will be detected. if stopped by the Police they do have ways to find out and know full well what to watch for.
My guess is that you are fronting as you called it your insurance. The problem you have is that the car is too large and engine for a teen to get cover on at a reasonable price. Trying to run before you can walk. You need to be in a 1.0 to 1.2 litre motor with no mods References : http://news.bbc.co.uk/1/hi/programmes/moneybox/7052569.stm
March 31st, 2010 | 4:36 pm
Lea:
In the U.S. insurance premiums for young drivers don’t start to decline until you are about 20, and when you reach about age 25, you reach standard adult premiums. You are an unmarried, teenage male, and that is the most expensive group to insure. In the U.S., there are discounts for good students. References :
There are no young driver specialists.
If the car is really yours and you are really the main driver then you and Mum are committing insurance fraud. This is called "Fronting" – see the bbc news link below for independent details of the world of hurt you are opening yourself up to. if you try to claim there is a good chance you will be detected. if stopped by the Police they do have ways to find out and know full well what to watch for.
My guess is that you are fronting as you called it your insurance. The problem you have is that the car is too large and engine for a teen to get cover on at a reasonable price. Trying to run before you can walk. You need to be in a 1.0 to 1.2 litre motor with no mods
References :
http://news.bbc.co.uk/1/hi/programmes/moneybox/7052569.stm
In the U.S. insurance premiums for young drivers don’t start to decline until you are about 20, and when you reach about age 25, you reach standard adult premiums. You are an unmarried, teenage male, and that is the most expensive group to insure. In the U.S., there are discounts for good students.
References :